Terms and Conditions
Date: 02/27/2025
Welcome to Binzer Benefits Group (“Company,” “we,” “our,” or “us”). These Terms and Conditions govern your use of our website, https://binzerbenefitsgroup.com/ (the “Website”). By accessing or using the Website, you agree to comply with these terms. If you do not agree with any part of these Terms and Conditions, please do not use our Website.
1. Use of the Website
A. Eligibility: You must be at least 18 years old to use our Website. By using the Website, you represent and warrant that you are at least 18 years of age.
B. Permitted Use: You agree to use the Website for lawful purposes only. You are prohibited from:
- Violating any applicable laws or regulations.
- Attempting to interfere with or compromise the security or integrity of the Website.
- Using automated systems to extract data from the Website.
- Posting or transmitting harmful or unlawful content.
2. Services Provided
Binzer Benefits Group provides solutions for affordable healthcare and employee benefits. Any information provided on the Website is for general informational purposes and should not be considered as professional advice. We do not guarantee that our solutions will meet your specific requirements, and it is your responsibility to verify any information before making business or financial decisions.
3. Contact Form and Data Submission
A. Voluntary Submission: When you submit your personal information through our contact form, you agree to provide accurate and truthful information.
B. Privacy and HIPAA Compliance: If you submit any Protected Health Information (PHI), we will handle it in accordance with our Privacy Policy and HIPAA regulations. Please refer to our Privacy Policy for more details on how we collect, store, and process your information.
4. Intellectual Property Rights
A. Ownership: All content, including text, images, graphics, logos, and other materials on the Website, is the property of Binzer Benefits Group or its licensors and is protected by intellectual property laws.
B. Limited License: You may view, download, and print content from the Website for personal, non-commercial use. You may not:
- Modify or distribute Website content without our permission.
- Use our trademarks or branding without authorization.
- Reverse-engineer or attempt to extract the Website’s source code.
5. Disclaimer of Warranties
A. No Guarantees: The Website and its content are provided “as is” and “as available.” We do not guarantee that the Website will be free of errors, uninterrupted, or secure.
B. No Professional Advice: The information on the Website is provided for general informational purposes only and should not be considered legal, financial, or healthcare advice. Always consult a professional before making business or personal decisions.
6. Limitation of Liability
To the fullest extent permitted by law, Binzer Benefits Group shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
- Your use or inability to use the Website.
- Errors or omissions in the Website content.
- Any unauthorized access to or use of our servers and personal data.
- Any bugs, viruses, or malicious code transmitted through the Website.
7. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites. We encourage you to review the terms and policies of any third-party websites you visit.
8. Modifications to Terms
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with a revised date. Your continued use of the Website after changes constitute acceptance of the new terms.
9. Termination
We may suspend or terminate your access to the Website at our discretion, without notice, if we believe you have violated these Terms and Conditions or any applicable laws.
10. Governing Law and Dispute Resolution
These Terms and Conditions are governed by the laws of Kentucky. Any disputes arising from these terms will be resolved in the courts of Jefferson County, Kentucky and you agree to submit to their exclusive jurisdiction.
11. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Binzer Benefits Group
6006 Brownsboro Park Blvd., Suite D, Louisville, KY 40207
[email protected]
502-291-7404
By using our Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.