Privacy Policy

 

Date: 02/27/2025

 

Binzer Benefits Group (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://binzerbenefitsgroup.com/ (the “Website”). Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it. By using the Website, you agree to the terms of this Privacy Policy.

 

 

1. Information We Collect

 

We collect and process different types of information, including:

A. Personal Information: When you use our contact form or interact with us, we may collect the following personal details:

  • Full Name
  • Email Address
  • Phone Number
  • Any other details you voluntarily provide

 

B. Protected Health Information (PHI) under HIPAA: If you provide any medical or health-related information through our contact form or other communications, we are committed to handling such data in accordance with the Health Insurance Portability and Accountability Act (HIPAA). We implement strict security measures to protect any PHI you may disclose and limit access to authorized personnel only.

 

C. Non-Personal Information: We may also collect non-identifiable data, such as:

  • Browser type and version
  • IP address
  • Operating system
  • Referral source
  • Pages visited on the Website
  • Date and time of access
  • Clickstream data

 

D. Cookies and Tracking Technologies: Our Website uses cookies and similar tracking technologies to enhance user experience and gather usage data. You can control the use of cookies through your browser settings.

 

 

 

2. How We Use Your Information

 

We may use the collected data for the following purposes:

 

  • Communication: To respond to inquiries submitted through our contact form.
  • Customer Support: To provide support and answer questions related to our healthcare and employee benefits solutions.
  • Marketing & Promotions: To send promotional materials about our services, provided you have given consent.
  • Website Improvement: To analyze and improve the performance and functionality of our Website.
  • Compliance & Legal Obligations: To comply with applicable legal requirements and enforce our policies.
  • HIPAA Compliance: Any disclosed PHI will be used only for the purposes for which it was provided, in compliance with HIPAA regulations.

 

 

 

3. How We Share Your Information

 

We do not sell, trade, or rent your personal information to third parties. However, we may share data in the following circumstances:

 

  • Service Providers: We may share information with trusted third-party vendors who assist in website hosting, analytics, email communication, and other operational services.
  • Legal Compliance: If required by law, we may disclose information to comply with legal obligations, enforce our policies, or protect our rights.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, personal data may be transferred as part of that transaction.
  • HIPAA Compliance: We only share PHI as permitted by HIPAA and applicable laws, ensuring it remains protected and confidential.

 

 

 

4. Data Security Measures

 

We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

For PHI, we employ additional safeguards in accordance with HIPAA to ensure the confidentiality, integrity, and security of sensitive medical information.

 

 

 

5. Your Rights & Choices

 

Depending on your location, you may have the following rights regarding your personal data:

 

  • Access & Update: You can request access to the personal information we hold about you and update or correct it.
  • Opt-Out: You may opt out of marketing communications by following the unsubscribe instructions included in emails or by contacting us directly.
  • Data Deletion: You can request the deletion of your personal data, subject to any legal obligations requiring us to retain certain records.
  • HIPAA Rights: If you have provided PHI, you have specific rights under HIPAA, including requesting access to your health information, requesting corrections, and restricting disclosures under certain circumstances.

To exercise these rights, please contact us at [email protected]

 

 

 

6. Third-Party Links

 

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage users to review the privacy policies of any external websites they visit.

 

 

 

7. Children’s Privacy

 

Our Website is not intended for children under 13 years of age. We do not knowingly collect personal information from children. If we become aware that we have inadvertently received personal data from a child, we will delete such information.

 

 

 

8. Changes to This Privacy Policy

 

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any modifications will be posted on this page with a revised date. We encourage you to review this page periodically.

 

 

 

9. Contact Information

 

If you have any questions or concerns about this Privacy Policy, please contact us at:

 

Binzer Benefits Group
6006 Brownsboro Park Blvd. Suite D, Louisville, KY 40207
[email protected]
502-291-7404